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FHA. lender fees exceeding 3%. Because of the way the 3% limit on fees will be calculated, banks will easily be able to comply, but mortgage brokers will not, Huettner says. That means brokers.

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(Points are fees paid to a lender equal to 1 percent of the loan amount. It was 3.21 percent a week ago and 3.12 percent a year ago. [How to find a trusted mortgage broker] Bankrate.com, which puts.

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